Mortgage Information
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If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing. There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price. In today's market, due to the large number of bank owned properties, you must have a letter of Pre-Qualification prior to making an offer. All institutional sellers and most personal sellers will not consider an offer without some sort of proof that you can buy the home. To get Pre-Qualified, you need a Mortgage Professional. I would be happy to refer you to some very good mortgage contacts I have in Newnan, or to help you in any other way I can to secure the best possible rate for your home purchase.
Some mortgage professionals that I trust:
Rick Gardner, Starkey Mortgage 770-652-6555 John Gehlman, Allied Home Mortgage 678-680-7211 Jeremy Walton , Wells Fargo Mortgage 404-435-8666
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Use the mortgage calculators below to assist you in making some decisions around financing your new home.
Mortgage Qualification Calculator
This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.
Mortgage Payment Calculator & Amortization Table
This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.